82Consensus score
How strongly 0 sources agree — expert labs and real owners, with community voices weighted heavier. Not one reviewer’s opinion; the pattern across all of them.
Buy it if
- Shared goal tracking and monthly reports designed for joint budgeters
- Highly intuitive and customizable dashboard
- Tracks both budget and net worth in one place
Skip it if
- Paid subscription required (~$8-14/month) with only a 7-day free trial
- Does not negotiate or cancel bills on your behalf like Rocket Money
- Some users find setup time-consuming initially
What owners love
- Shared goal tracking and monthly reports designed for joint budgeters
- Highly intuitive and customizable dashboard
- Tracks both budget and net worth in one place
- Bank-level encryption and security standards
The recurring gripe
- Paid subscription required (~$8-14/month) with only a 7-day free trial
- Does not negotiate or cancel bills on your behalf like Rocket Money
- Some users find setup time-consuming initially
The bottom line
Monarch is the best Mint replacement on the market, it does everything Mint did but better, and the couples-focused features make it the obvious pick if you share finances with a partner.
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